Terms of Service

Disclaimer for Experimental AI Chatbot

The AI chatbot and related beta tools (including chat, text-to-speech, image/clip helpers, and document OCR) are experimental. Depending on the content-rating mode you select, outputs may include mature or offensive material. Even in the most permissive mode, the service may still refuse certain categories of requests (for example, assistance with real-world violent crime). Outputs can be inaccurate, biased, or harmful. You are solely responsible for your prompts and for how you use any outputs. By using these tools, you agree that Predictive Insights AI, its owner, and affiliates waive liability to the maximum extent permitted by law for results or consequences of your use. You must comply with all applicable laws and our User Conduct rules, and you agree to indemnify us against claims arising from your use. We may log prompts, responses, and technical metadata to operate, secure, and debug the service as described in our Privacy Policy.

Beta services (including apps hosted on private networks) may change without notice and are provided “as is.”

Introduction

These Terms of Service ("Terms") govern your use of predictiveinsightsai.com (the "Website"), operated by Predictive Analyst, a sole proprietorship owned by Samuel Castillo ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent that you are 18 or older.

User Accounts

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. We reserve the right to terminate accounts for any reason.

Intellectual Property

All content on the Website, including text, images, code, and designs, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute any content without our written permission.

User Conduct

You agree not to:

• Use the Website for any unlawful purpose.
• Post or transmit harmful, offensive, or inappropriate content.
• Attempt to interfere with the Website's functionality.
• Harvest or collect user information without permission.

Limitation of Liability

To the fullest extent permitted by law, Predictive Analyst and Samuel Castillo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, including but not limited to loss of profits, data, or goodwill. Our total liability shall not exceed $100. The Website is provided "as is" without warranties of any kind.

Disclaimer

The information on this Website is for general purposes only and is not intended as professional advice. We make no warranties regarding the accuracy or completeness of the content. Use at your own risk.

Termination

We may terminate or suspend your access to the Website at any time, without notice, for any reason, including violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Changes to Terms

We may update these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms.

Contact Us

For questions, contact us at ExamPATutor@gmail.com.

Effective Date: January 1, 2026